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When you’re making decisions that will affect how you live during your retirement, it’s vital that you do your best to keep emotions out of the picture. When people start to get worried that they aren’t going to have enough to retire, they tend to spend less of their money. It’s a natural reaction and, on the surface, it seems like a good approach. What a lot of people don’t realize is that discretionary spending has been one of the major factors that helped life this country out of previous recessions.

Making Retirement Decisions TogetherNow, I’m not saying that it’s a good idea to be careless with your retirement assets. You have to safeguard your money as much as you possibly can if you expect to continue enjoying your current standard of living after your retire. However, when the general public becomes unwilling or unable to spend, it weighs down economic growth. It’s not just a matter of fear, either. A lot of people simply have less to spend during this recession than they had before its onset.

It’s hard to predict how long it will be before consumers regain the financial strength and confidence to go back to their old spending habits. Until the general public regains its confidence, we are going to continue to see a slow economic recovery.

Plan now to have a lifetime stream of income that you can never out live.

Contact me at (866) 471-7233 for a free consultation