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According to a recent AARP survey, approximately 72 percent of not-retired baby boomers expect to be forced to delay retirement due to a financial roadblock—and half have little confidence they will ever be able to retire.1

retirement-planning-together
Regardless of what demographic you may find yourself in before retirement, you may be feeling anxious about retirement. Yes, you might feel like you should have more money saved already and you worry about being able to work longer in order to “have more put away”. Other times, if you financial house is in order, the anxiety can stem from the uncertainty of unscheduled time, losing long-time office friendships and the fear of boredom.

So, here are a few tips to help you overcome the Pre-Retirement Jitters:

1) Plan Ahead Financially
Planning for your nest egg can be a procrastinated effort. Therefore, I always counsel that starting to focus on retirement planning early will decrease the amount of anxiety you feel the closer to get to retirement. The closer you are to retirement, the more likely you are going to need a professional to help you navigate how to wisely make decisions about your money. I specialize in retirement planning strategies, so I’m the kind of person you should be talking with.

2) Redefine Yourself
Retirement years are for giving yourself permission to slow down a little, create your own schedule and pursue your dreams. Redefine retirement as a time of opportunities rather than an end to decades of a work career. Redefine your goals and interests to be outside of your long-term occupation or industry.

3) Stimulate Yourself
Make it a habit to apply yourself in areas that stimulate your mind and body. Pursue a sport you have always wanted to do, but didn’t have the time for. Join a club that has social dinners and game nights. Try learning a new language and make it a goal to volunteer in a non-profit organization in a different country. Before starting retirement, find things that you enjoy outside of work.

4) Rekindle With Your Spouse
In the twilight years, it is ultra important to rekindle your relationship with your spouse. Having a partner by your side, who supports and encourages you while you pursue your goals, can add years of health and stability to your retirement years. I recommend scheduling “date nights” or short get-a-ways on a regular basis to ensure there is separation between the day-to-day and having something to look forward to.

Don’t be forced to navigate retirement planning by yourself.

Contact me for a free consultation.
Toll Free 1-866-471-7233.

Source: 1. US News Money 2/22/13 http://money.usnews.com/money/personal-finance/articles/2013/02/22/cures-for-pre-retirement-anxiety