Life insurance has many uses, including income replacement, business continuation, and estate preservation. Long-term care insurance helps provide financial protection against the potentially high cost of long-term care. If you find yourself in need of…
READ MORE >Are health insurance premiums taking too big of a bite out of your budget? Do you wish you had better control over how you spend your health-care dollars? If so, you may be interested in…
READ MORE >How much life insurance do you need? Your life insurance needs will depend on a number of factors, including the size of your family, the nature of your financial obligations, your career stage, and your…
READ MORE >1. What is long-term care? Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. There are three levels of long-term care: Skilled care: Generally round-the-clock…
READ MORE >Estate planning is the process of managing and preserving your assets while you’re alive, and conserving and controlling their distribution after your death. There are four key estate planning documents most everyone should have, regardless…
READ MORE >Outstanding student loan debt in the United States is currently estimated at over $1.6 trillion dollars — a figure that includes both federal and private student loans. Student loan debt is now the second-highest consumer…
READ MORE >Chances are, your retirement income will come from a variety of sources, which will need to be thoughtfully and carefully combined like pieces of a puzzle. Let’s take a look at some of the more…
READ MORE >A successful nest egg builder maximizes gain and minimizes loss. Though there can be no guarantee that any product or a financial instrument will be successful. There is always a risk, including the possible loss…
READ MORE >You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s…
READ MORE >Medicare premiums, deductibles, and coinsurance amounts change annually. Here’s a look at some of the costs that will apply in 2021 if you’re enrolled in Original Medicare Part A and Part B. Medicare Part B…
READ MORE >